We'll tell you when a cash sale is the right choice — and when it isn't. Here's the honest comparison.
Every major factor that affects your net proceeds, timeline, and peace of mind.
| Jay Buys Houses — Cash 🏠 | Traditional Agent Listing | |
|---|---|---|
| Closing timeline | 7–21 days — you choose the date | 49–90+ days typical in Long Beach |
| Agent commissions | ✓ Zero — no agents, no commission | ✕ 5–6% of sale price ($35K–$45K on $700K home) |
| Repairs required | ✓ None — we buy 100% as-is | ✕ Typically $10K–$80K+ to list competitively |
| Open houses & showings | ✓ None required — ever | ✕ Multiple weeks of strangers in your home |
| Financing contingency | ✓ No — cash purchase, guaranteed | ✕ 85–90% of buyers need financing approval |
| Deal falling through risk | ✓ 0% — we close what we commit to | ✕ 15–20% of listings fall out of escrow |
| Appraisal required | ✓ Never — no lender, no appraisal | ✕ Always required by buyer's lender |
| Closing costs paid by you | ✓ We pay all closing costs | ✕ Seller pays 1–3% ($7K–$21K on $700K) |
| Tenant-occupied properties | ✓ Buy with tenants in place — no eviction | ✕ Nearly impossible to list; buyers reject |
| Inherited / probate homes | ✓ Our specialty — complex situations welcome | ✕ Require probate clearance; hard to show |
| Code violations & liens | ✓ We handle it all after closing | ✕ Must be resolved before listing |
| Home condition disclosure | ✓ We know the condition — it's in our price | ✕ Full disclosure required; buyers may walk |
| Post-sale complications | ✓ None — we own it, you're done | ✕ Potential claims up to 3 years after sale |
| Offer certainty | ✓ Our written offer is our final price | ✕ Price often negotiated down after inspection |
| Flexibility for your timeline | ✓ 7–60 days, leaseback available | ✕ Buyers dictate close date |
| Gross sale price | Below full retail value (you see exactly how much below and why) | Full retail or above in competitive markets — if it sells |
All figures are estimates for illustration. Actual savings and costs depend on your specific property, market conditions, and agent.
The gross sale price is meaningless without the costs. Here's what a seller actually walks away with on a typical Long Beach home in fair condition.
The agent listing might net you $59,500 more — but only if everything goes perfectly. That $59,500 buys you: 75+ days of uncertainty, 5 weekends of open houses, $45,000 of up-front repairs, and a 15–20% chance of starting over when the first deal falls through.
For a seller with time, perfect condition, and no complications — the agent listing is often right. For everyone else — inherited, tenants, foreclosure, liens, code violations, or simply someone who values certainty and simplicity — the cash difference is often worth it.
The most important thing we can tell you is which option is right for your specific situation.
We'll show you the full math — our offer, every cost we're factoring in, and an honest comparison to what listing with an agent might realistically net you. No pressure, no obligation.