We Understand What You're Going Through
IRS Federal Tax Liens Block Traditional Sales
An IRS lien on your property must be paid off or released before any buyer's lender will fund. Cash buyers can close — and liens are paid at closing, not before.
HOA Delinquency Can Be Enormous
Years of unpaid HOA fees, special assessments, late fees, and interest can accumulate to tens of thousands of dollars. These must be addressed in any property sale.
Mechanic's Liens from Unpaid Contractors
Contractors who weren't paid for work on your property can file mechanic's liens. These attach to the property and must be resolved in any title transfer.
Judgment Liens from Lawsuits
A civil judgment against you can become a lien on your property if recorded with the county. These appear in the title search and must be paid at closing.
You Don't Know How Much You Owe
Many homeowners are unaware of all the liens on their property. A title search during escrow identifies every recorded lien and calculates the exact payoff amount.
Here's Exactly How We Help
We identify every lien through a full title search
Our escrow company conducts a complete title search before close, identifying every recorded lien — even ones you may not know about. There are no surprises at closing.
All liens paid from your closing proceeds
The escrow company collects payoff amounts from each lienholder, pays them directly from your sale proceeds, and obtains lien releases. You don't write a single check before closing.
We work with IRS for federal lien releases
IRS federal tax liens require a formal payoff and certificate of release. Our team has navigated IRS lien resolution dozens of times. We know the process and the timeline.
HOA delinquency resolved through escrow
We contact the HOA, obtain the total delinquency amount including penalties and interest, pay it at closing, and obtain the transfer clearance. You don't negotiate with the HOA.
Local expertise: Long Beach has dozens of homeowners associations with varying assessment structures. We know which HOAs have the highest delinquency rates, which have the most aggressive collection policies, and how to work with each one efficiently. We've resolved HOA delinquencies at Belmont Shore HOA, Poly Walk, and dozens of others.
How the Process Works
Call or Submit
Fill out the form or call (562) 234-2832. We call back within 5 minutes.
We Visit & Show the Math
Within 24 hours, written offer with every number explained.
Pick Your Date & Get Paid
You choose closing date. Cash wired same day.
"I lost my job and fell behind on everything — mortgage, HOA, property taxes. I had three different liens on the property and was convinced I'd lose it all at auction. Jay explained that all of it gets paid from closing proceeds. I walked away with $44,000 I didn't expect to have."
Questions About Your Situation
Ready to Talk Through Your Options?
Call Jay directly — no obligation, no sales pitch. Just an honest conversation.